Terms of Service

Last updated: September 2026

Welcome to Smooth Capital Funding LLC ("Smooth Capital Funding," "we," "us," "our"). By accessing or using this website, you agree to the following terms.

1. Who We Are
Smooth Capital Funding LLC is a mortgage brokerage connecting real estate investors with third-party lenders offering DSCR, bridge, fix-and-flip, and related financing products. We are not a direct lender. All loans are originated, underwritten, and funded by our partner lending institutions, subject to their own approval and terms.

2. No Guarantee of Financing
Nothing on this website constitutes a commitment to lend, a loan offer, or a guarantee of approval. Rates, terms, and eligibility are subject to change without notice and are determined solely by the lending institution based on full underwriting review.

3. Eligibility
Our services are intended for real estate investors seeking financing for business or investment purposes. This website and our services are not intended for consumer/owner-occupied residential mortgage inquiries.

4. Use of This Website
You agree to use this website only for lawful purposes and to provide accurate information when submitting any form. We reserve the right to refuse service or terminate access for misuse of this site.

5. Communications Consent
By submitting your contact information through this website, you consent to be contacted by Smooth Capital Funding by phone, text, or email regarding your inquiry, in accordance with our Privacy Policy. Message and data rates may apply to SMS communications. Reply STOP to opt out of texts at any time.

6. No Professional Advice
Information on this website is provided for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult your own financial or legal advisor before making investment or financing decisions.

7. Third-Party Links
This website may link to third-party lender or partner websites. We are not responsible for the content, accuracy, or practices of any third-party site.

8. Limitation of Liability
To the fullest extent permitted by law, Smooth Capital Funding LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided here.

9. Changes to These Terms
We may update these Terms of Service from time to time. Continued use of this website after changes are posted constitutes acceptance of the revised terms.

10. Governing Law
These terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles.

11. Contact Us
Questions about these terms? Email [email protected].